Ontario has a no fault system of accident benefits if you’ve been involved in a car accident. Understanding the concept of “no fault” is hard to grasp (even for lawyers!). You would think that if you’re not at fault, then the at fault driver’s insurer should pay for everything. But,…
Articles Posted in Accident Benefits
The Elimination of Automatic Income Replacement Benefits in Ontario
If you are injured in a motor vehicle accident, regardless of whose fault the accident is; you are entitled to claim an income replacement benefit of up to $400/week. That income replacement benefit can be increased to $800/week if you purchase an optional rider on your car insurance policy. The…
Can I sue for a golf cart accident the same way I can sue for a car accident?
It’s golf season. People use golf carts on golf courses. People get injured using golf carts. Sounds really weird when you put that in writing, but they’re all true statements! People get injured in very strange, and sometime very serious (often catastrophic) ways in the use or operating of golf…
Conflict between Insurer and Insured following a Car Accident in Ontario
For those unfamiliar with personal injury law, and more specifically, the law surrounding motor vehicle accidents (car crashes, motorcycle accidents, pedestrian-car accidents, bike-car accidents), the idea of what the law should be and how it works is perceived to be rather straight forward. Car accident. Innocent accident victim not at…
Who says that personal injury laws are supposed to be fair?
I’ve had a few interesting conversations over the past few days with some very thoughtful, rational, insightful and logical people. These people are not lawyers. They have no skin in the game when it comes to the field of personal injury law. That means that they are neither lawyers, insurance…
Quick Tips Dealing with your Car Insurer after an Accident in Ontario
It may be your first time being involved in a serious car accident where you have sustained serious injuries. These are not common events. And because these are not common events, few people know exactly what to after the accident, or how to deal with their car insurer. The purpose…
Was it an Accident involving the use or operation of an automobile; or not? It’s important to know this for your personal injury case
Some fact patterns regarding car accident cases can’t be made up. I suppose that you could try; but the reality of what actually happened often exceeds the bounds of your imagination. They are often unthinkable scenarios fit for a law school exam. To be eligible for accident benefits in Ontario,…
Dealing with the Insurance Company After a Car Accident in Ontario
Everyday, our personal injury law firm receives calls from people who have been involved in car accidents in Ontario. Some people reside in Ontario. Other people reside outside of Ontario. Some accident victims have their own car insurance. Others have no form of car insurance whatsoever. Their common connection is…
Denied Treatment Plan (OCF-18)? It’s not the end of the world.
After a car accident, an innocent accident victim needs care and treatment to recover from their accident related injuries. Treatment like physiotherapy, massage, chiropractic care and seeing a psychologist are not free. These items are not covered by OHIP for accident victims. If you want any of this sort of…
When Occupational Therapists and Insurance Companies Try to Fool You
Insurance companies along with their third party contractor occupational therapists and rehabilitation companies seek to take advantage of innocent accident victims when they are at their most vulnerable. Immediately following a serious accident. Innocent accident victims are shook following a serious car accident. Their world has been turned upside-down. They…