The most serious motor vehicle accidents in Ontario are classified as “Catastrophic” by our Ontario insurance law. The term “Catastrophic” is a term of art; meaning that it carries its own legal definition; separate and apart from the common definition you would find in an English dictionary. Being designated “Catastrophic”…
Almost every client who enters my law firm has the same idea after they’ve been injured in an accident: “I ‘ve been paying my car insurance premiums for years and years; now that I’ve been hurt; it’s now the insurance company’s turn to play their part and start paying me…
One of the hardest things for people to understand in Ontario is how our No Fault system of car insurance works. Ask 10 drivers how their no fault accident benefits work, or how no fault car insurance works, you’ll get 10 different answers. All of them will likely be wrong.…
Uber is a really cool service. Using an App, you can get essentially get a taxi fare for a fraction of the price, with less wait time as well. The App tells you exactly what distance you’ve traveled, and how much the fare cost. The fare cost is then debited…
After you’ve been involved in a car accident, there are A LOT of forms to complete for the insurance company in order for you to start recovering benefits. It’s not simple. You have to jump through a lot of hoops. The process can be long, tedious and very frustrating. Why…
When injured accident victims think about damages, they often think of those valuations in very linear terms; as if they’re on a straight line. Broken knee? $100,000 plus $150,000 loss of income = $250,000 Fractured wrist? $50,000 plus $25,000 loss of income = $75,000 These are very simple mathematical equations.…
If insurers paid out maximum compensation on each and every claim, there wouldn’t be any need for personal injury lawyers or paralegals who focus on benefit accident claims. Why does an injured accident victim or disability claimant need a lawyer, if the insurer is paying them out the full value…
Our law firm does NOT handle any WSIB matters. Imagine that…a personal injury law firm refusing work! But that’s right; our law firm doesn’t touch WSIB work. There are a lot of reasons we don’t practice in this area. Aside from the WSIB being an archaic, overly complicated system; the…
Intact Insurance has some great television commercials where an terrible accident happens (like a car driving in to a swimming pool); followed by a scene involving an insurance policy holder calling the insurer over the phone. The next scene is that of a well lit and pleasant call centre whereby…
The governing Liberals announced Ontario’s budget on April 23, 2015. Finance Minister Charles Sousa, backed by Premier Kathleen Wynne were in fine form that day. When one thinks of the term “budget“, we would think of all things financial, including taxes, public spending on healthcare, infrastructure, and education. And to…