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Articles Posted in Insurance

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Innocent Accident Victims Play Nice. Most Insurers Don’t.

The majority of my clients are first time litigants: It’s their first time retaining a personal injury lawyer; or retaining a lawyer at all It’s their first time suing It’s their first experience with the legal system It’s their first time getting really hurt and needing to do something about…

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Getting paid interim benefits after you get hurt or seriously injured in Ontario

There are serious misconceptions of how people get paid, or receive benefits after they’ve been seriously hurt or injured in an accident. You’ve likely heard stories of insurance companies paying for an accident victim’s lost wages, treatment costs or even getting them a modified vehicle or modified home before their…

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Does the Federal Election mean anything for Personal Injury Cases?

Today is Election Day in Canada. We elect a new, or a returning Prime Minister. This is exciting. Will there be a majority government, or will we see another minority government? These are important questions! Some political basics: A majority government can do whatever they like; whenever they like! There’s…

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Duty to Disclose when applying for Life, Long Term or Critical Illness Insurance

Our law firm receives a lot of calls from people who have been denied Life Insurance, Long Term Disability Insurance, Mortgage Insurance and Critical Illness claims. Some of these policies are group policies which are offered through an employer. Sometimes these are private policies which are purchased from an insurance…

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The pros & cons of protected treatment account for a personal injury client

The cost of Physiotherapy is NOT covered by OHIP. That means that if you need physiotherapy, someone needs to pay for it. The cost of chiropractic treatment is NOT covered by OHIP. That means that if you need chiropractic treatment, someone needs to pay for it. The cost of out of…

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