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Articles Posted in Insurance

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Life Insurance vs. Disability Insurance vs. Accident Insurance (what’s the difference)

When you open a new bank account, often the bank will try to sell you on purchasing additional insurance. Sometimes, that insurance is complementary. Be careful.The same can be offered through your workplace. People think that their job comes with benefits. But when those policies and benefits are further examined,…

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The secrets to winning a Long Term Disability Case against the insurance company(Ontario)

Our law firm handles a wide variety of short term, and long term disabilty claims. The insurance companies we go up against in these cases are well known to our lawyers as we have dealt with them on countless occassions. Large, deep pocketed insurance companies such as Great West Life,…

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How to get the insurance company to pay for your treatment following a car accident

Clients are constantly asking me for the best way to get the insurance company to pay for treatment following an accident. There are no quick and dirty legal answers to this question, but there are certainly a few routes which need to be explored. While we have a great OHIP…

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Why aren’t my accident benefits getting paid? (Ontario Case Study)

We get lots of calls at our law firm from accident victims across Ontario all with the same simple inquiry: “I’ve been hurt in a car accident. I applied for accident benefits through my car insurance company. And now the car insurance company isn’t paying any accident benefits! Why is…

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Liability in Pedestrian Car Accident Cases: The Reverse Onus

In a car accident involving pedestrian vs. car; car usually wins. If your name isn’t Superman, then it’s safe to say that the car will knock down and injure the pedestrian time and time again. The question in pedestrian vs. car accidents isn’t always a question of damages; meaning I…

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Why first impressions matter in personal injury cases: Toronto Accident Law

You never get a second chance to make a first impression. You parents probably told you this a dozen or so times when you were young. This saying applies as equally to everyday life, as it applies to one’s personal injury case. Your accident lawyer never gets a second chance…

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Do’s & Don’ts @ your Examination for Discovery in a Car Accident Case

One of the most important, and most difficult parts of any personal injury case is the Examination for Discovery. In the United States, Examinations for Discovery are called Depositions. The two are basically the same thing. A Discovery is a chance for the lawyer acting for the insurance company to…

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Hurst v. Aviva: The Ontario Court of Appeal Decision that rocked FSCO Mediations & Accident Benefits in Ontario

Today Ontario’s Court of Appeal released a landmark decision in Hurst v. Aviva. This decision has an impact on ANYBODY who has been hurt or injured in an accident in Ontario. It relates specifically to accident benefit law, which is a complicated, man made set of laws which gets tweaked…

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