The fine print matters. It especially matters in long term disability claims. The overwhelming majority of personal injury cases are tort cases. They are not predicated on a contract. Car Accident Cases Dog Bite Cases Slip and Fall Cases Assault Cases Product Liability Cases All of these claims are based…
Articles Posted in Long Term Disability Claim (LTD)
OTIP Long Term Disability Claims
This might seem like a very niche topic for the Toronto Injury Lawyer Blog as it relates specifically to Ontario teachers seeking to claim, or who have been denied long term disability benefits by The Ontario Teachers Insurance Plan (OTIP) The reality is that there are a lot of teachers out there.…
Getting cut off LTD Benefits just before age 65?
The first long term disability case I had experience with came well before I was a personal injury/disability lawyer. It happened before I was in law school. It happened to my mom. She had just gone through multiple surgeries and had not recovered properly, or at all from them. She…
Qualifying for Long Term Disability vs. Qualifying for Canada Pension Plan Disability
Long Term Disability Law can be rather complicated. It’s complicated because Long Term Disability is based in contract, and every contract is different. For many people, understanding the words and concepts contained in these long term disability contracts is hard to grasp, and confusing. I can’t say that I blame…
Quick income sources after a serious accident
The purpose of this instalment of the Toronto Injury Lawyer Blog is not about settling a personal injury case fast. Rather, it’s about what money can be claimed, and recovered relatively quickly, after an innocent accident victim cannot return to work and earn an income after a serious accident. Getting…
New Disability Bill May Have Unintended Consequences which will benefit Insurance Companies
This is an example of how governments with the best intentions can still screw things up. It’s quite noble for the federal government to want to help people with disabilities make ends meet. Get people with disabilities more money in their pockets so that they can pay their bills, live…
Brian Goldfinger and the Case of the Wicked Long Term Disability Release
More often than would think, insurance companies seek to add terms to a Full and Final Release which they would not otherwise be able to get in Court. A Full and Final Release is a legal document which gets signed when a case gets settled outside of Court. This is…
Beware the Fine Print in your Personal Injury Case
Sometimes lawyers are upfront and direct. Other times, they can be sneaky. It’s those sneaky lawyers that you need to watch out for. In all of my years of practice, I’ve seen some sneaky stuff. Lawyers and insurers trying to add terms to agreements which weren’t previously discussed, or negotiated.…
Getting your Long Term Disability Claim for Chronic Pain, Fibromyalgia and Depression Approved
Chronic pain, fibromyalgia and depression are invisible. That means that they don’t show up on any x-ray, CT Scan, MRI or other diagnostic test. It also means that nobody would know that you are suffering from chronic pain, fibromyalgia or depression simply by just looking at you. It also means…
Brian Goldfinger and the Case of the Long Term Disability Insurance Denial
Throwing my name “Brian Goldfinger” into the title of the Toronto Injury Lawyer Blog posts makes the post sound like a Young Adult mystery novel. My daughter has found the titles to the Toronto Injury Lawyer Blog posts with my name in them quite interesting. But she has told me…