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Articles Posted in Long Term Disability Claim (LTD)

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One sided pro-insurance company forms in Long Term Disability Cases

We must admit, long term disability cases can be very strange. Liability and calculating damages is not straight forward like in a dog bite or car accident case. The reason for that is long term disability cases are contractual in nature. That means that they are based upon, and defined…

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Insurance Brokers Negligence Cases in Ontario

Buying insurance is more complicated than buying a loaf of bread or a new pair of shoes. For starters, neither bread nor shoes are meant to last a lifetime, nor do they come with a fine print policy or instruction manual explaining what they’re all about. There’s no fine print…

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Fibromyalgia Claims

Fibromyalgia is a serious disorder characterized by widespread pain, fatigue, depression, memory loss and other symptoms which vary from person to person. Some doctors believe in fibromyalgia. Some doctors don’t. The same way that some doctors believe that fibromyalgia exists and is a very real and debilitating condition; and other…

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Long Term Disability Insurance: When your employer under reports your income

Long Term Disability insurance is based on the basic premise that you are too disabled to work, and that you are insured for a percentage of your pre-disability income. This percentage can vary anywhere from as low as 50% to as high as 80%, depending on the wording of the…

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Brian Goldfinger on getting “mathed out” of a Long Term Disability Claim

The personal injury lawyers here at my law firm, Goldfinger Injury Lawyers have developed a unique term for certain long term disability cases. We call it getting “mathed out“. What does it mean to get “mathed out“? It means that the math is working against you to defeat your claim,…

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How Long should my Long Term Disability Benefits Last?

The term “long term disability benefits” would lead one to believe that those benefits should last for a long time. But the term “long” can be misleading and subject to interpretation. Like many things in the practice of the law, the devil’s in the details and you gotta read the…

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More Long Term Disability Claim Tips & Tricks (Ontario)

The last installment of the Toronto Injury Lawyer Blog dealt specifically with tips and tricks for long term disability claims in Ontario. That Blog entry was a resounding success. We received considerable positive feedback and inquiries that we thought we would keep the ball rolling with a second installment of…

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Long Term Disability Claim Tricks and Tactics for Claimants (Ontario)

Lots of people call my law firm for legal advice for their long term disability claims. Often for these people, it’s their first time dealing with a large insurance company over a claim of significant value which can impact the course of their financial security for the rest of their…

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Long Term Disability Claims: Because getting cut off is hard to do (Ontario)

My law firm handles a lot of long term disability claims. These are cases whereby large insurance companies like Great West Life, Sun Life, Manulife, Canada Life, Industrial Alliance, Desjardins Insurance, La Capitale Insurance, RBC Insurance, Co-Operators Insurance etc. cut off, cease to pay or terminate one’s long term disability…

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Long Term Disability Tips from Brian Goldfinger for Teachers & Postal Workers (Ontario)

In the final instalment of a four-part series on long-term disability insurance, Toronto personal injury lawyer Brian Goldfinger discusses some of the unique issues that surface in LTD claims filed by educators and postal workers. Toronto personal injury lawyer Brian Goldfinger refutes any perception that teachers and postal workers have…

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