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Articles Posted in Long Term Disability Claim (LTD)

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The importance of getting out your Long Term Disability Application early in Ontario

Our law firm handles many short term disability, and long term disability cases against large insurance companies. These insurers include but aren’t limited to: Manulife, Sun Life, Great West Life, Industrial Alliance, SSQ, Desjardins, Co-Operators, RBC Insurance, La Capitale, and BMO Insurance just to name a few. It should be noted…

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How surveillance can totally destroy your Long Term Disability Claim (Ontario)

The unfortunate realities of Long Term Disability Claims is that in order to be on claim, you can’t be working. If you’re not working, that means that you’re not earning an income. Whether you live in a big city like Toronto, a medium city like London, or on the outskirts…

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Variable factors in the quantification of a Long Term Disability Claim (Ontario)

One of the most common questions which personal injury lawyers must answers is “how much is my case really worth“? This question is never easy to answer. These questions are largely fact specific. Even the most serious analysis of the facts and evidence cannot predict the answer with pin point…

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Definition of Disability in your Long Term Disability Policy (LTD ONTARIO)

What does it take to be found disabled under your Long Term Disability Policy? A kind adjuster? A lenient policy? Good handwriting on the LTD application? A good LTD lawyer? Or is it just dumb luck? Our lawyers wish we had the answer to get you approved right away. A…

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Tips on getting your Long Term Disability Claim approved (Ontario)

Our law firm often gets calls from soon to be Long Term Disability claimants asking our lawyers to fill out their forms. We realize that the LTD application forms can be overwhelming, complex, with some hard to answer questions. Not all questions can be answered in a “yes/no” fashion. Filling…

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Gaining access to Ontario Courts in a personal injury or long term disability case? Think again…(Bars to Justice edition)

In Canada, we live in a free and democratic society. We are supposed to have access to the Courts when things go wrong in order to pursue justice and protect our rights and freedoms. When you’ve been wronged, and all else fails, you ought to be able to pursue your…

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Long Term Disability Benefits and Limitation Periods: Don’t trust your insurer to inform you of your rights!!!

My law firm gets calls from people all across Ontario with respect to Long Term Disability claims. The questions cover a wide range of topics from: Am I entitled to LTD benefits? What can I do if the LTD insurer denies my claim? How can I apply for LTD benefits?…

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What does “Disability” mean in your Long Term Disability Policy (Ontario)

One of your benefits through work may be a form of Long Term Disability Insurance. LTD Insurance can also be purchased outside of work privately, through a policy which follows you from job to job. Having an LTD policy is always a good thing. You can also have more than…

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Your Personal Injury or Long Term Disability Case starts even before you retain a lawyer (Ontario)

Bad accidents happen all the time. Long Term Disability denials too. It’s a common misconception that one’s case begins the moment that the claimant retains a personal injury lawyer. This is completely wrong. One’s case begins long before that. And, it’s important for a potential claimant to know that their actions…

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