Home owners and property owners buy insurance for lots of different reasons. Liability protection is a great reason to have insurance. But what first comes to mind when thinking about property insurance is coverage in the event of damage to one’s property. What happens if a fire burns down your…
Long Term Disability cases are based in contract. Damages are awarded to the disabled plaintiff based on what is available to the disabled plaintiff under the contract. Damages for the most part are limited to what’s covered under the four corners of the insurance policy. Only in rare cases will…
Long Term Disability Claims are NOT claims for pain and suffering. Long Term Disability Claims are not based in negligence. Nobody from long term disability insurer ran you over with a truck or hit you with a baseball bat resulting in your disability. You had something completely unrelated to your…
More people than ever have to attend Methadone Clinics to deal with their addiction and substatnce abuse issues. Opiate dependence and substance abuse issues are very real, and very costly on so many levels. They threaten to bottom out health care spending, take emotional tolls on families, loved ones and…
“For the People“…… That’s what the Ford Government promised. That’s what the Ford Government was supposed to deliver. They certainly aren’t delivering on any front. Another promise made. Another promise broken I suppose. Let’s examine this “For The People” government from the personal injury corner of there room. Bill 118,…
If you haven’t heard of what a COVID Long Hauler is, you should look it up. As a personal injury and long term disability lawyer, I don’t profess to be a medical expert. This is where I defer to the doctors have to say about COVID long haulers and the…
If you’ve sustained serious and permanent injuries in car accident, you recover damages against the at fault driver. Standard policy limits in Ontario sit at $1,000,000. Ontarians can purchase optional benefits to increase their coverage, but only few ever pick up that option (mostly personal injury lawyers, insurance adjusters, insurance brokers…
Has someone other than you driven your car without your knowledge? What happens if that mystery person gets in to a car accident? What happens if you knowingly loan your vehicle to someone else to drive; and that person gets in to a car accident; but it turns out that…
Lock Down Life has been no fun for anyone. Regardless of your socio-economic background, political views, or religious beliefs, this Pandemic has been difficult for everyone for so many reasons. Unless that is if you’re a high profile cabinet minister taking some time off for a vacation to St. Bart’s.…
The clashes taking place in Washington DC earlier today got me thinking about assault cases. It’s a mess what’s happening there. We have seen a spike in calls during the pandemic with regard to physical violence. I can tell you there’s a lot of rage inside and outside homes. People…