Long Term Disability cases are at their essence, contract cases. In a long term disability case, there is a contract of insurance between the Plaintiff and the Defendant. The contract is between the Defendant insurance company (Great West Life, Canada Life, Manulife, Sun Life, Empire Life, Desjardins Insurance, SSQ Insurance,…
We made it. Post # 500!!!! It’s one thing to prepare posts of few words. But we’ve been pretty consistent here at the Toronto Injury Lawyer Blog. Each post has on average 1,000 words. So 500,000 words later, do we have any greater insight than when we first began? Do…
Long Term Disability claims aren’t simple. I wish they were, but they just aren’t. The amount of money you are entitled to is based entirely on your age, income, the set offs you are receiving or have received in the past, and what your long term disability policy says about…
I think it’s fair to say that North American society has become more skeptical over the years. We are more skeptical of government. More skeptical of science. More skeptical of our leaders. More skeptical of large businesses. More skeptical in general. Or perhaps, a more accurate comment is that social…
After you’ve been seriously injured, or even not so seriously injured in a car accident, or motorcycle accident in Ontario, the injured party; regardless of fault is entitle to accident benefits. This is what Ontario’s “no fault” scheme of accident benefits is all about. If you are not at fault…
The cost of Physiotherapy is NOT covered by OHIP. That means that if you need physiotherapy, someone needs to pay for it. The cost of chiropractic treatment is NOT covered by OHIP. That means that if you need chiropractic treatment, someone needs to pay for it. The cost of out of…
Personal Injury claimants seeking monetary compensation for their injuries and damages (think car accidents, slip and falls, dog bites, motorcycle accidents, bike accidents, long term disability cases) commence their civil claims in the Ontario Superior Court of Justice. This is not to be confused with a Criminal proceeding or Highway…
My first case reported in the media was a dog bite claim. It involved a woman who has been diagnosed with PTSD. She had an emotional support dog to help her cope. One day on a walk outside of her the common area of her apartment complex; two unleashed pit…
We like keeping our posts in tune with current events here at the Toronto Injury Lawyer Blog. We do our best to relate topics in personal injury law to current events as best we can. Sometimes global or local news themes dovetail nicely with personal injury law and how Courts…
OCF-19 Catastrophic Claims There are special legal connotations when injuries from a car accident are deemed to be “catastrophic“. This is a term of art; meaning the term “catastrophic” has a special legal meaning. Catastrophic is defined under the insurance act as an injury which meets one of the following…