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Toronto Injury Lawyer Blog

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Better Understanding How Long Term Disability Awards Work

Long Term Disability Claims are NOT claims for pain and suffering. Long Term Disability Claims are not based in negligence. Nobody from long term disability insurer ran you over with a truck or hit you with a baseball bat resulting in your disability. You had something completely unrelated to your…

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Bill 118, Occupiers’ Liability Amendment Act, 2020 should make you sick

“For the People“…… That’s what the Ford Government promised. That’s what the Ford Government was supposed to deliver. They certainly aren’t delivering on any front. Another promise made. Another promise broken I suppose. Let’s examine this “For The People” government from the personal injury corner of there room. Bill 118,…

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COVID Long Haulers and Long Term Disability Claims (Ontario)

If you haven’t heard of what a COVID Long Hauler is, you should look it up. As a personal injury and long term disability lawyer, I don’t profess to be a medical expert. This is where I defer to the doctors have to say about COVID long haulers and the…

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The Division of Policy Limits is a Zero Sum Game in Car Accident Cases (Ontario)

If you’ve sustained serious and permanent injuries in car accident, you recover damages against the at fault driver. Standard policy limits in Ontario sit at $1,000,000. Ontarians can purchase optional benefits to increase their coverage, but only few ever pick up that option (mostly personal injury lawyers, insurance adjusters, insurance brokers…

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Consent is the big issue for determining coverage in a car accident case (Ontario)

Has someone other than you driven your car without your knowledge? What happens if that mystery person gets in to a car accident? What happens if you knowingly loan your vehicle to someone else to drive; and that person gets in to a car accident; but it turns out that…

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Personal Injury Trends: Pandemic Edition (Ontario)

Lock Down Life has been no fun for anyone. Regardless of your socio-economic background, political views, or religious beliefs, this Pandemic has been difficult for everyone for so many reasons. Unless that is if you’re a high profile cabinet minister taking some time off for a vacation to St. Bart’s.…

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Long Term Disability? It all starts with the Policy

Long Term Disability cases are at their essence, contract cases. In a long term disability case, there is a contract of insurance between the Plaintiff and the Defendant. The contract is between the Defendant insurance company (Great West Life, Canada Life, Manulife, Sun Life, Empire Life, Desjardins Insurance, SSQ Insurance,…

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