Buying insurance is more complicated than buying a loaf of bread or a new pair of shoes. For starters, neither bread nor shoes are meant to last a lifetime, nor do they come with a fine print policy or instruction manual explaining what they’re all about. There’s no fine print…
Mediation is mandatory in any civil case commenced in Toronto, Ottawa or Windsor. There are mandatory mediation requirements under the Rules of Civil Procedure. Mediation is also mandatory in car accident cases, but not many save for lawyers and insurance adjusters know that it is. Buried deep inside the Insurance…
Life isn’t fair. Here’s a example of why life isn’t fair. You are in the wrong place at the wrong time, and you get stabbed, shot, punched, assaulted etc. by a stranger or acquaintance. You are the victim of a violent crime. A crime which you did not initiate or…
People who have been very very very seriously hurt in a motor vehicle accident need to know the ins and outs of the OCF-19 Application for Determination of Catastrophic Impairment Form. If your insurer deems your injuries to be “catastrophic” your benefits will skyrocket from $3,500 under the minor injury…
People want to know: “Should I talk with my insurance company about my personal injury or long term disability case“. The answer to this question may surprise you. You may hear some personal injury lawyers tell you that under NO CIRCUMSTANCES should an injured accident victim or disability claimant ever…
Winter is coming. The North winds are blowing. We the North. Snow. Sleet. Ice and everything in between. Some smile at the prospect of negative temperatures. They love the winter! Others cringe. Count me in on team cringe. I would much rather have nice and pleasant warm weather any day…
Fibromyalgia is a serious disorder characterized by widespread pain, fatigue, depression, memory loss and other symptoms which vary from person to person. Some doctors believe in fibromyalgia. Some doctors don’t. The same way that some doctors believe that fibromyalgia exists and is a very real and debilitating condition; and other…
If you are reading this entry in the Toronto Injury Lawyer Blog, then likely a loved one, family member, dear friend or acquaintance has passed away as a result of the negligence of another party. We are sorry for your loss. Thoughts, prayers and well wishes from others are great,…
Sand castles are built of sand. Log cabins are build of wood. Large office towers and built of concrete, steel and glass. And personal injury and long term disability cases are built of medical records! The evidence of any personal injury case establishes the foundation upon which cases are built.…
Long Term Disability insurance is based on the basic premise that you are too disabled to work, and that you are insured for a percentage of your pre-disability income. This percentage can vary anywhere from as low as 50% to as high as 80%, depending on the wording of the…