This Holiday break, my family didn’t go away on a nice vacation. We stayed in town. Our offices were open, and I worked. The cities I visited (Windsor, London, Leamington, Toronto, Peterborough) were all very quiet. It seemed like everyone was away somewhere else. The busiest place I saw was…
Toronto Injury Lawyer Blog
New Pedestrian Safety Driving Laws Kick in January 1, 2016 (Ontario)
Happy New Year to all of the readers of the Toronto Injury Lawyer Blog! We hope that the upcoming new year brings you health, happiness and prosperity. We also want to thank all of our readers for their excellent comments, likes and shares. 2015 was a banner year for Goldfinger…
Goldfinger Injury Law’s tips on keeping things safe this Holiday Season (Ontario)
The Christmas lights have gone up. The festive parties are a plenty. The snow is….um…..non-existent with some of the highest temperatures Ontario has ever seen for December. In any event, it’s HOLIDAY time once again. Around this time, and in to the New Year, our lawyers get some strange, and…
Limitation Periods in Long Term Disability Claims challenged by RBC Life Insurance at Ontario Court of Appeal
Not too long ago, the Toronto Injury Lawyer Blog focused on limitation periods in the context of Long Term Disability Claims, and how insurers will delay, delay, delay such that enough time has passed that they could ask the Court to dismiss your claim. Delay is the enemy of a…
Changes to Ontario Accident Benefit Claims are coming …yet again!
It seems that every few months or so, the Toronto Injury Lawyer Blog is discussing the topics to changes in car insurance and accident benefit disputes in Ontario. Is it because we LOVE blogging about accident benefits? Not really. Accident benefits are quite frankly, an incredibly complicated and dense area…
Reasons why your Long Term Disability Claim (LTD Claim) is getting denied (Ontario)
Our law firm handles a wide variety of Long Term Disability (LTD) Claims against pretty much every deep pocketed insurer you can think of: Manulife, SunLife, Great West Life, Desjardins, SSQ, RBC Insurance, Empire Life, Canada Life, Industrial Alliance, Equitable Life, Co-Operators, Standard Life (Now Manulife). If you can name…
Goldfinger Law’s Top Tips on Completing the OCF-6 Expenses Claim Form (Ontario)
The OCF-6 Application for Expenses or Expenses Claim Form is the MOST IMPORTANT FORM to get paid back for your out of pocket expenses following a car or motor vehicle accident. Immediately after a serious accident, the bills and expenses can quickly add up. Hospital parking is a fortune these…
How to complete the OCF-19 Application for Determination of a Catastrophic Impairment (Ontario)
The most serious motor vehicle accidents in Ontario are classified as “Catastrophic” by our Ontario insurance law. The term “Catastrophic” is a term of art; meaning that it carries its own legal definition; separate and apart from the common definition you would find in an English dictionary. Being designated “Catastrophic”…
Why your family doctor is so important to your personal injury or long term disability claim (Ontario)
Over the past few months, we have seen a war play out in the media between Ontario doctors and the Ontario government. Doctors and the province have been operating without a proper contract in place for quite some time. Neither side can agree to terms. Ontario unilaterally cut doctor fees,…
How to Apply for Long Term Disability Benefits (LTD) (Ontario)
Many people have benefits through work. Most understand those benefits to cover medical expenses such as massage, physiotherapy, medication, and dental expenses. Few think of those benefits as covering a portion of your income while you’re disabled and unable to work. This concept is called “disability benefits” or “disability insurance“.…