The OCF-6 Application for Expenses or Expenses Claim Form is the MOST IMPORTANT FORM to get paid back for your out of pocket expenses following a car or motor vehicle accident. Immediately after a serious accident, the bills and expenses can quickly add up. Hospital parking is a fortune these…
Toronto Injury Lawyer Blog
How to complete the OCF-19 Application for Determination of a Catastrophic Impairment (Ontario)
The most serious motor vehicle accidents in Ontario are classified as “Catastrophic” by our Ontario insurance law. The term “Catastrophic” is a term of art; meaning that it carries its own legal definition; separate and apart from the common definition you would find in an English dictionary. Being designated “Catastrophic”…
Why your family doctor is so important to your personal injury or long term disability claim (Ontario)
Over the past few months, we have seen a war play out in the media between Ontario doctors and the Ontario government. Doctors and the province have been operating without a proper contract in place for quite some time. Neither side can agree to terms. Ontario unilaterally cut doctor fees,…
How to Apply for Long Term Disability Benefits (LTD) (Ontario)
Many people have benefits through work. Most understand those benefits to cover medical expenses such as massage, physiotherapy, medication, and dental expenses. Few think of those benefits as covering a portion of your income while you’re disabled and unable to work. This concept is called “disability benefits” or “disability insurance“.…
A Personal Injury Lawyer’s View on How to keep Halloween Safe
Around this time of the year, our law firm receives a noticeable spike in pedestrian collision claims. These are the sort of cases where somebody is trying to cross the street (on foot), and they get hit by a car, or some other sort of motor vehicle (even a bike).…
Limitation Periods in Long Term Disability Cases (Ontario)
Generally speaking, adults have 2 years from the date of a car accident, or slip and fall to sue. If you wait until after two years from the date of the accident, you’re likely out of time to sue. This is called a “limitation period“. These limitations, are set out…
The highest profile slip and fall claim you’ve ever seen: Eugenie Bouchard vs. USTA
Eugenie Bouchard is the greatest female tennis player in Canadian history. She has made international headlines for her amazing tennis skills. But these days, her press isn’t about success on the tennis court. Rather, it’s about her battling her head injury and concussion symptoms off the court. Those symptoms have…
When a Summary Judgment Motion became a full blown 3 day mini trial: Anjum et. al., v. Doe. et. al.: A case study
The balance between access to justice vs. the goals of expediency, affordability and proportionality of the civil justice system were weighed in the case of Anjum et. al. v. Doe et. al. Here, it was ruled that a defendant insurer would be permitted to bring a 3 day summary judgment…
Drunk Driving: The Neville-Lake v. Marco Muzzo wrongful death tragedy
Just after 4 p.m. this past Sunday, Gary and Neriza Neville were driving with their grandchildren – Daniel, 9, Harry, 5, and Millie Neville-Lake, 2 – and the children’s great-grandmother Josephina Frias when an SUV operated by Marco Muzzo slammed into the side of their minivan at an intersection north…
Understanding Income Replacement Benefits for Ontario Car Accidents: How to get the insurer to start paying!
Almost every client who enters my law firm has the same idea after they’ve been injured in an accident: “I ‘ve been paying my car insurance premiums for years and years; now that I’ve been hurt; it’s now the insurance company’s turn to play their part and start paying me…