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Toronto Injury Lawyer Blog

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How to complete the OCF-3 Disability Certificate following an Ontario Car Accident

After you’ve been involved in a car accident, there are A LOT of forms to complete for the insurance company in order for you to start recovering benefits. It’s not simple. You have to jump through a lot of hoops. The process can be long, tedious and very frustrating. Why…

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New Changes to Deductibles for Car Accident Claims in Ontario effective August 1, 2015

This Civic Holiday was a time to relax, enjoy time spent with the family, along with some nice weather….For most. For insurers and the Ontario Government, it was a time to reign in some new changes to the Insurance Act which were swept under the rug. Unbeknownst to Ontario drivers,…

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My spouse is in the hospital after a serious car accident: What should I do now??? (Ontario)

Here’s a call NOBODY likes to get: “This is the Social Worker from your local hospital. Your spouse has been involved in a serious car accident. They’re here in the Critical Care Unit. Their condition is stable, but you should come to the hospital right away“. Your heart will skip…

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LTD Insurer claws back benefits on fibromyalgia case

Sometimes, the Toronto Injury Lawyer Blog examines recent cases that we think our readership will enjoy. We do our best not to make the legal analysis too technical, because that just turns in to a snooze fest. We want to keep things light, upbeat and easy/enjoyable to read. The law…

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Getting Technical with Non Earner Benefits for Car Accident Cases in Ontario

When injured accident victims think about damages, they often think of those valuations in very linear terms; as if they’re on a straight line. Broken knee? $100,000 plus $150,000 loss of income = $250,000 Fractured wrist? $50,000 plus $25,000 loss of income = $75,000 These are very simple mathematical equations.…

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Why doesn’t the insurance company believe that I’m injured? (Ontario)

If insurers paid out maximum compensation on each and every claim, there wouldn’t be any need for personal injury lawyers or paralegals who focus on benefit accident claims. Why does an injured accident victim or disability claimant need a lawyer, if the insurer is paying them out the full value…

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Common Canada Day Injuries: How to play it safe (Ontario)

Happy Canada Day! It’s a time to celebrate our beautiful country, friends and family. For many, Canada Day will involve good food, good beverage, and participating in outdoor activities. In the days following Canada Day, our law firm often gets a number of calls and inquiries regarding injuries which took…

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Insurer Medical Examinations in the context of your Injury or Disability Case: But Do I really have to attend? (Ontario)

You’ve been injured in a car accident, or you’ve made a claim for Long Term Disability Benefits. Benefits have not yet been paid. The insurance is giving you a tough time. They’re treating you like you’ve done something wrong; when all you’ve done is been in the wrong place at…

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How much is my Long Term Disability Claim worth? (LTD Claims Ontario)

One of the most commonly asked questions of clients at my law firm is “how much is my case worth?” This is never an easy question to answer.  When assessing the value of a claim, particularly an LTD claim, there are a variety of factors which need to be examined…

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