Articles Posted in Accident Benefits

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Our team of lawyers and staff at our firm have seen some very odd stuff this week which we’d like to share with our Toronto Injury Lawyer Blog readership.

There’s no doubt in our minds that what our clients have gone through this week have posed barriers to not only compensation; but barriers to justice all on account of administrative error and incompetence by public/government agencies.

In order to truly appreciate and understand these errors, you really need to understand the car accident and insurance system, and the roles which different actors and government agencies play.

I will do my very best to keep the legal jargon to a minimum so that even people far removed from car accident litigation can understand how these errors and incompetence have impacted persons lives.
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So; you’ve been involved in a serious car accident. You were taken by ambulance to hosptial. They did a few x-rays, scans, gave you some pills, and told you to follow up with your family doctor.

Or, the injuries were more serious, and you were an in-patient at the hospital for a few days or weeks, and discharged home or to a long term health car facility (and then home afterwards).

Many people ask me where is the BEST place to recieve treatment following their respective car accident.

The right answer is that there is no single BEST place for treatment. At the end of the day, it’s important that you attend a doctor or rehabiliation facilty that’s right for you; and that you’re most comfortable with.

Rule of thumb: much like going to the gym to excercise; the closer the rehabiliation facility, the greater the likelihood that you will be diligent with your treatment. The longer the commute, the great chance tha you will miss out on appointments. That’s not good for your treatment, and certainly not good for your case.
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The laws continue to get tougher and tougher on accident victims in Ontario for no apparent reason.

Why?

It’s not like the victim of a drunk driving accident did anything wrong. So why is it then that innocent accident victims are being treated like criminals at every turn when dealing with large insurance companies? Is this the new reality?

It seems this way because it really is this way.

When No Fault Accident Benefits were introduced in Ontario circa the 1980’s, it was introduced as “consumer protection legislation” intended at helping accident victims recover from their injuires. In plain English, the laws were created and intended to PROTECT and ASSIST the CONSUMER (that’s you), in your time of need.

There was a contract in place between insured and insurer. The driver would pay premiums to the insurer. In return, should the driver need the insurer’s assistance, the insurer would step in and provide benefits to their insured so they could get back on their feet to business as usual.

So where did things go wrong?
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