Articles Posted in Accident Benefits

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So; you’ve been involved in a serious car accident. You were taken by ambulance to hosptial. They did a few x-rays, scans, gave you some pills, and told you to follow up with your family doctor.

Or, the injuries were more serious, and you were an in-patient at the hospital for a few days or weeks, and discharged home or to a long term health car facility (and then home afterwards).

Many people ask me where is the BEST place to recieve treatment following their respective car accident.

The right answer is that there is no single BEST place for treatment. At the end of the day, it’s important that you attend a doctor or rehabiliation facilty that’s right for you; and that you’re most comfortable with.

Rule of thumb: much like going to the gym to excercise; the closer the rehabiliation facility, the greater the likelihood that you will be diligent with your treatment. The longer the commute, the great chance tha you will miss out on appointments. That’s not good for your treatment, and certainly not good for your case.
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The laws continue to get tougher and tougher on accident victims in Ontario for no apparent reason.

Why?

It’s not like the victim of a drunk driving accident did anything wrong. So why is it then that innocent accident victims are being treated like criminals at every turn when dealing with large insurance companies? Is this the new reality?

It seems this way because it really is this way.

When No Fault Accident Benefits were introduced in Ontario circa the 1980’s, it was introduced as “consumer protection legislation” intended at helping accident victims recover from their injuires. In plain English, the laws were created and intended to PROTECT and ASSIST the CONSUMER (that’s you), in your time of need.

There was a contract in place between insured and insurer. The driver would pay premiums to the insurer. In return, should the driver need the insurer’s assistance, the insurer would step in and provide benefits to their insured so they could get back on their feet to business as usual.

So where did things go wrong?
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