When someone gets into an accident, we think that the accident victim is automatically entitled to compensation. This seems basic, fair, and like the right thing to do.
Unfortunately, the law is not so simple, nor is it very forgiving.
The law is a donkey. It’s rather stubborn, unyielding, and once you think you have it figured out, it gives you a big kick in the you know what!
Just because you’ve been involved in an accident, even if the accident is NOT your fault; it does not mean that you are entitled to compensation. And even if you are eligible for compensation for your injuries or damages, it does not always mean that you will recover as much as you think you are entitled to.
Insurers and defence lawyers want to know how much money a Plaintiff has received since their accident. Not only that, they want to know how much money a Plaintiff might be eligible to receive even though they have not collected that money.