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What’s an Examination for Discovery?

This is an opportunity for the lawyer for the insurance company to ask you all sorts of questions, while under oath, about your accident case.

It’s called an Examination for Discovery because the purpose of the exercise is to “discover” more about you, your injuries, the accident, and your case.

It’s the first, and likely the only time that the lawyer for the insurance company will get to meet with you, face to face, and ask you questions under oath. It’s important to make a good impression at discovery. Why you ask? Well, if you don’t present well, or if you don’t come off as a likeable, credible, or geniune person, then it’s likely the lawyer for the insurance company will report this back to his principals. They will likely devalue your case, or make it a more difficult one to settle.
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Yesterday, there was just a terrible crash between a double decker OC Transpo Bus and a Via Rail Train at Fallowfield Station in Ottawa, ON.

Dozens were injured. 6 were left dead. The majority of the injured were on the bus. But the psychological impact will likely be felt by all, including the friends/family of the injured and deceased, along with the community for years to come. The injured were taken to various hospitals around Ottawa. 10 are reported to have critical injuries.

The names of the 6 deceased have been released. Having the names of those who departed certainly humanizes the story. They are:

  • Connor Boyd, 21
  • Rob More, 35
  • Kyle Nash, 21
  • David Woodard, 45 (the bus driver and a 10 year veteran of OC Transpo)
  • Karen Krzyzewski, 53
  • Michael Bleakney, 57

All of the victims were on the bus. 5 were pronounced dead at the scene of the accident.
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I had tell 3 different people today that our law firm couldn’t help them. I hate telling people that we can’t help, but it happens sometimes.

The reason we couldn’t help was the same in each case. Every single caller; all from different parts of Ontario, had been involved in an accident of some kind. And every single caller had waited too long to either investigate their claim, or had waited passed a limitation period.

While I like to think that our office is excellent and can work miracles, we can’t go back in time to collect critical data, witness statements, photographs of the icy patch where you fell, surveillance footage which has been destroyed, or change the law with respect to how limitation periods and notice provisions work. I wish I had a time machine. But I don’t. And without a time machine to remedy mistakes which had been made long ago (namely waiting too long to do anything), there was not much that the lawyers at my office could do to assist these people.

One of the most common things which I hear from injured accident victims in non car crash cases has to deal with surveillance. People always tell me that the cameras were on, and surely they must have caught my slip and fall accident on camera.
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You slip and fall. Better yet, another person hits you really hard and you sustain some serious injuries.

You retain a lawyer.

You sue.

You go to Court. You win a Court..Hooray! The judge awards you $150,000 for a combination of your pain and suffering, loss of income, and future care costs. Sounds like a pretty sweet award; doesn’t it.

Now, what’s next? Just because you get a judgment doesn’t mean that a great big cheque is magically going to appear out of nowhere.
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And now a letter from the Toronto Injury Lawyer Blog Newsbag. It’s from James in London, Ontario. James asks:

“Hey Goldfinger. Love the Blog. Long time reader, first time inquirer. I gotta know your take on the Zimmerman case. Not guilty? Also, do you think the Toronto Blue Jays are gonna make the World Series? Let me know.”

Thanks for your email James.

The George Zimmerman trial had legs. It was followed by all major news outlets. Even though the trial took place miles and miles away, it was headline news here in Ontario. The case had all sorts of undertones: race, human rights, the right to bear arms, the right to self defence, age, profiling, community safety, intent to harm vs. intent to protect.
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We had a few inquiries this week from concered parents who have their kids in daycare. The parents were concerned after a toddler unexpectedly died at an unlicensed daycare in the City of Vaughan, just north of Toronto.

If you haven’t read about the story, here’s a great article from the Toronto Star. The article shows a photo of the daycare; which, for all intents and purposes appears to be an ordinary, single family detatched suburban home.

Investigations have yet to reveal the cause of the child’s death. We don’t know if the child died on account of poor supervision, or on account of natural and sudden causes or otherwise. Either way, it’s a tragic story which has raised a lot of concern from the community and the rest of the province of Ontario.
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This weekend I watched the re-airing of a CTV W5 special on police officers in major Canadian cities such as Toronto, London and Peterborough supposedly having quotas to hand out traffic tickets. No chief of police admitted that their force had quotas for their officers to hand out tickets. But, the chief of police from a large city on the West Coast put it like this. If an officer works a 10 hour shift, and doesn’t hand out any tickets, you know that something is wrong, or that officer isn’t properly doing their job.

One of the most interesting points of the broadcast was that traffic tickets were a major form of revenue for a City. And the more money which a City or Municipality raises via ticketing, the more money it will presumably have to spend for police resources. Or, conversely, the less likely that city or municipality will look at cutting police services because it’s a major income generator via ticketing. Here is a link to that CTV W5 story if you’re interested.

What upset motorists and the general public was that such a large degree of resources was being allocated towards ticketing, and not towards preventing violent crime, organized crime or drugs.
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I want my Court date NOW.

I want to my trial NOW.

I want my case settled NOW.

I want justice NOW.

But I don’t want to pay a dime to my lawyer. Or, I’ve paid my lawyer lots of money, but I haven’t seen my case progress whatsoever and I want to see some results already!

These are common demands of litigants in Ontario’s civil justice system. Such demands don’t only come out of car accident, brain injury, or motorcycle crash cases. All litigation lawyers see such demands from their clients in a wide array of civil disputes. Patience, persistence, a good contingency fee lawyer or very deep pockets have now become hallmarks of our legal system.

Our Courts are slow. Procedures are long and drawn out. Discoveries take years to schedule. Good luck getting a trial date in Toronto. Don’t believe me? Read it for your self directly from a Judge sitting right here in the Toronto Superior Court of Justice.
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I came across an interesting set of articles in today’s National Post and Globe & Mail. In Toronto’s Parkdale Community, City Council is proposing a cap on the amount of bars and restaurants in the area. Local residents are complaining of the noise, the late night crowds which the bars and restaurants attract, and don’t like that local businesses like drug stores and pharmacies are being pushed out by more trendy resto-lounges etc.

Residents are also complaing that they were once able to walk outside and buy a loaf of bread or a lightbulb at the local corner store. Now, with the influx of all of the bars and restaurants, they have to walk further, bike or….DRIVE! YIKES.

If any of you remembers what Parkdale was like some 10 or 20+ years ago, it wasn’t pretty. I’m just glad to see that the neighbourhood is gentrifying and people are actually flocking to the area with money to spend in local community (in the right legal way, not the underground illegal way). Here are links to those articles.
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Want to know what an accident benefit adjuster’s gotta do to properly handle your case car accident case? Check out the below Arbitration Appeal review of Delegate Lawrence Blackman of the Financial Services Commission on Ontario in Christopher Hoang v. The Personal Insurance Company of Canada.

Facts:

The Insured, Christropher Hoang was born on March 7, 1998. When he was just 6 years old, he was hit by a car. His right ankle was pinned under a wheel, and he lost consciousness. His Glascow Coma Scale reading was 3 out of 15; which is the lowest GCS score you can get while living. Think of being totally out of it on the ground, without responding to noise, movement, touch or any other sense. That was Mr. Hoang. He had to be resuscitated at the scene of the accident. He’s lucky to be alive.

Chris’ accident benefits were provided to him by The Personal Insurance Company. You, or a loved one might be insured by The Personal. Many clients at Goldfinger Law are insured by them. They’re a rather large insurer. You should know that The Personal is a subsidiary of Desjardins Insurance.
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