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We get lots of calls at our law firm from accident victims across Ontario all with the same simple inquiry:

“I’ve been hurt in a car accident. I applied for accident benefits through my car insurance company. And now the car insurance company isn’t paying any accident benefits! Why is that and what can you do to help me?”

Our lawyers do our very best to help every person who calls our office with such an inquiry. We understand that people become very dependent on the benefits which an insurance company provides for them following a serious car crash. An insurer may pay you up to $400/week for an Income Replacement Benefit. They may pay you up to $1,500/month in an Attendant Care Benefit. They may also be paying for your massage, physiotherapy, pain management clinic, psychological counseling, or some other form of treatment which is not covered by OHIP. On the other hand, an insurance company may refuse to pay you anything.

There are plenty of reasons why your accident benefits might not be getting paid. Maybe you’ve changed your address and you haven’t replied to any letters which the insurance adjuster has been sending you? Maybe the insurance company hired a private investigator to take photos/video of you and caught you doing the death walk along the top of Toronto’s CN Tower. Maybe you haven’t even completed the requisite paperwork to get your case started in the first place.
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Imagine that you or a loved one sustained a left leg crush injury requiring amputation, 6 broken ribs, an orbital bone fracture, a tib/fib fracture, a pelvic fracture, internal bleeding along with a traumatic brain injury involving a subdural hematoma. Not pretty. It’s likely that your injuries would be categorized as “catastrophic” under the Insurance Act.

Often, following these catastrophic injuries, the client has a difficult time getting back to their pre-accident state of mind or physical self. The client might have a difficult time managing their activities of daily living, work duties, self-care duties, housekeeping and home maintenance, along with a whole other slew of activities of daily living which are difficult to predict.

The focus of this Toronto Injury Lawyer Blog Post will be on mental capacity, and not physical capacity. The reason for that is in Ontario, mental capacity is very important for any personal injury case.
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Calls resulting in injury from winter time trips, slips and falls are very common at our law firm. We see an increased amount of calls as a result of slipping on snow, ice, black ice, cracked pavement, slush and general wet conditions around the winter time. And for good reason. The weather in such places as Toronto, London and Peterborough is frankly quite bad, and puts everyone at greater risk of injury. If you were living in a warm climate, you wouldn’t have to worry about any of the winter hazards which Ontarians encouter every day having to endure our harsh winters. My parents would tell me that we have it good compared to the cold, ice and snow which they experienced in early Toronto. It’s a fact that our winters are less harsh then the winters which we presently experience; but I will have to leave that explanation to a climatologist from Environment Canada.

Quick injury lawyer factoid: Did you know that you can check the amount of snow fall/precipiation using the Environment Canada website? This is a handy tool for any winter time slip and fall claim in order to establish how much snow was on the ground the day of; or the days leading up to the accident. If one of our clients slipped and fell on a large patch of ice, we can tell from the Environment Canada website whether or not the property had been maintained based on the weather and precipitation/snow patterns.
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The biggest snow storm of the year has hit Toronto and other parts of Ontario. Parts of Highway 401 have been closed off on account of car accidents, poor visibility and poor driving conditions. The police, tow truck drivers and CAA are backlogged with reports of accidents and vehicles in distress. It’s days like these where people ask this personal injury lawyer “how can I avoid getting in to a car accident when the conditions are so bad“?

Well, on this snowy Toronto day, I’m going to share with you Brian Goldfinger’s top 6 tips on how to avoid/evade a car accident in a bad snow storm. If these tips aren’t sufficient, then check out the Goldfinger Guide to Fair Compensation, a copy of which is available at our website here, or you can request a hard copy from our office by clicking a link here.
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If you’ve been hurt or injured in a car accident, wouldn’t it be nice to recover $5,000,000 or $10,000,000 or even $50,000,000 for your injuries? The answer to that is a resounding “YES” from accident victims and injury lawyers alike. This would be amazing!

Unfortunately, the laws for damages in Canada, and in Ontario don’t make it very easy for you to recover damages in the tens of millions of dollars.

But Brian, how can you put a limit on my pain and suffering after a car accident? I’m really hurt, and my life has been a nightmare.

The Supreme Court of Canada, in a trilogy of 3 cases has but a cap on the limits for pain and suffering at around $310,000-$322,000 (depending on inflation rates). So, the most money a Court could award you following your car accident case for your pain and suffering is limited to around $322,000. This max only goes to the most seriously injured of persons who are taking the most serious of pain medications, anti inflammatory medication and who are receiving the very best in treatment.
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In a car accident involving pedestrian vs. car; car usually wins. If your name isn’t Superman, then it’s safe to say that the car will knock down and injure the pedestrian time and time again.

The question in pedestrian vs. car accidents isn’t always a question of damages; meaning I got hit by a car now pay me. The question can be hotly contested on the issue liability. That means who’s at fault for the accident. Who is to blame. Is the car driver 100% at fault? Was the pedestrian responsible for the accident, and if so, what percentage of liability ought to rest on his or her shoulders? At law, this apportionment of liability (like dividing up a piece of pie) is also expressed as contributory negligence.

Some of the worst car accident cases which my law firm has ever seen have involved cars hitting pedestrians while they’re trying to cross the road. One of the hardest parts of my job is having to explain the theory of contributory negligence to a client. The more injured the client, the more difficult the explanation becomes (not that every explanation isn’t difficult to begin with).
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You never get a second chance to make a first impression. You parents probably told you this a dozen or so times when you were young. This saying applies as equally to everyday life, as it applies to one’s personal injury case.

Your accident lawyer never gets a second chance to make a first impression on you; the client. It’s in that initial consultation that your lawyer will inform you about your rights, what benefits you may be entitled to; what compensation you may be entitled to; and how your case may progress over time.The lawyer will explain to you how legal fees work, what sort of service you can expect from the law firm, and their action plan for your case. If the lawyer is organized, intelligent, articulate, easy to understand, and likeable, there’s a good chance that s/he will have made a good first impression on the client. The term “likeability” is a term we use a lot at Goldfinger Injury Lawyers on many levels.

The client never gets a second chance to make a first impression on his personal injury lawyer. It’s in that initial consultation the client will inform the lawyer about how the accident happened, the extent of their injuries, the extent of their pain, suffering; and how the accident has changed their lives. Because most qualified, intelligent and empathetic lawyers don’t charge any legal fees until the case settles (which may be years and years down the road), it’s in that initial consultation that the lawyer makes an important business decision whether or not to accept the client’s case. After all, if the client comes off as a liar, a faker, a cheater, a malingerer, or an all around bad person, what reputable lawyer do you think will accept that case and that person as a client. Not many. Again, another reason why first impressions are so important.

But, I will share with you why first impressions are so important in personal injury cases for another BIG reason.
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Note: The opinions expressed in this Toronto Injury Lawyer Blog post exclude the Blue Jays, Rock, and Argonauts. It’s mainly limited to the Maple Leafs, TFC and the Raptors.

Ever notice how utterly crappy Toronto pro sports franchises are? When’s the last time Toronto had a major sports title? The Jays won a World Series Championship back in 1993. We hope they’re grab another one very soon with a fresh looking team.

I use words like brain injured; train wreck and car crash (which are synonymous with personal injury law) to describe the professional Toronto sports scene because it’s exactly that.

The Leafs haven’t won a championship since 1967. The year the Leafs last won the Cup, the NHL only had 6 teams!!! That means they had a 1 in 6 chance of winning it from the very beginning. I like those odds. The following season, the NHL expanded to 12 teams, and so began the catastrophic car accident that was, and now is the Toronto Maple Leafs.
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Brain injury following a car accident is devastating, and the injury remains a mystery for many. But slowly, the best neurologists and neuroscientists from around the world (including right here in Canada, specifically Toronto and London) are unlocking the mystery of the brain. Better treatment options are becoming available every day. I saw an example first hand on TV last week!

Did any of you catch 60 Minutes last week on CBS? If you did, you might have seen a great story by Scott Pelley where researchers for the American Military have tapped in to allowing amputees to use brain waves and brain waves alone to move, control and operate mechanical limbs (arms, hands, legs etc.). The feature was simply AMAZING. Here’s the clip: Continue reading →

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If you hit a moose, a deer, or any other sort of animal and you get injured in the car accident, you can’t sue the animal. You can try. But I have a feeling that the animal doesn’t have car insurance, doesn’t have a bank account, and doesn’t have any sort of income; so your case will be bust.

If, per chance, that animal is owned by a wealthy owner (like Bill Gates or Donald Trump), OR any insured owner by that matter; then there’s a chance we can sue the owner for letting their animal get out of control and causing the car accident. I suppose that fact scenario would work in a situation where you hit a stray horse which happened to wander out of its pen and into the middle of a long country road causing you to hit it. In that scenario, we have to ensure that the home owner’s policy, or commercial general liability policy (CGL) covers them for this sort of loss.

BUT, most of the calls we get at Goldfinger Injury Lawyers involve people hitting a moose, or a deer along a quiet country road. You know those signs you see in remote areas which show a symbol of a deer prancing, which are supposed to be deer crossings; or beware of deer because they exist around these parts and they’re a driving hazard. You know that expression “deer in the headlights“. Welll, for city folk like those residing in the CIty of Toronto, deer hazards are likely very uncommon.
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